Rates
Loan Rates Fee Schedule Savings Rates Disclosures
Effective as of: 10/2025
| Fee Schedule | ||
| Membership Fee | $5.00 | |
| Check Copy | $5.00 / Copy | |
| Statement Copy or Account History | $5.00 / Copy | |
| Overdraft Transfer | $3.00/transfer | |
| Early Account Closure | $25.00 if closed within 90 days | |
| Account Reconcilement or Research | $20.00/hour with $10.00 minimum | |
| Deposited Returned Item/Returned Payment (any reason) | $30.00/item | |
| Dormant Account | $5.00/month after 1 year | |
| Inactive Account | $2.00/year after 1 year | |
| Bad Address | $8.00/item returned | |
| MSR Assisted Password Reset | $3.00 | |
| Same Day ACH Origination – MSR assisted | $10.00 | |
| Teller Check to 3rd Party | $8.00/item | |
| Temporary Check Sheet | $3.00 | |
| ATM Withdrawals (after 3 per month) | $3.00/transaction | |
| Identity Verification | $5.00 | |
| Outgoing ACH Origination (next day) – MSR assisted | $3.00 | |
| Stop Payment (paper or electronic) | $30.00/item | |
| Courtesy Pay | $30.00/item cleared | |
| Photocopy or Loan Doc Printing | $1.00/page | |
| Per Cleared Draft (after 2 per month) | $0.50/item | |
| Manual Draft Processing | $10.00 per draft paid | |
| Minimum Average Balance Not Met | $12.00/month | |
| Bill Payment (enrolled members) – waived when more than 3 bills are paid | $6.00/month | |
| Paper Statements (checking accounts) | $3.00/statement/cycle | |
| Early Withdrawal for Club Accounts | $30.00 | |
| Skip Payment Fee - see Your skip payment agreement for additional details | $35.00 | |
| VISA Debit Card | ||
| Card Replacement Fee | $6.00 | |
| Expedited Delivery Fee | $18.00 | |
| Escheat Service | $60.00 | |
| Legal Process | $60.00/item | |
| ***** Levy, Garnishment, or other legal process whether or not funds are collected | ||
| Sub-Par Share Balance – below $25.00 minimum | $5.00/month | |
| Loan Documentation - Personal | $30.00/loan | |
| Loan Documentation - QC/QCP | $50.00/loan | |
| Web Envelope Re-send | $5.00/borrower | |
| ***** After 2 sends | ||
| Collection Items | $15.00/item | |
| FedEx Standard | $12.00 | |
| FedEx Weekend or Priority | $18.00 | |
| CARFAX Reports | Varies | |
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