Loan Rates Fee Schedule Savings Rates Disclosures

Effective as of: 02/2021
Fee Schedule
Membership Fee$5.00
Early Account Closure within 90 days$25.00/account closed
Check Copy$5.00 / Copy
Special Handling of Checks$6.00 / Item
Teller Check after 1 FREE/month$3.00/item
3rd Party Teller Check$8.00 / Item
Identity Verification$5.00
Outgoing Cash Drop after 1 FREE/month$3.00/transfer
Same Day Cash Drop by 1pm CST$10.00/transfer
Stop Payment (Paper or Electronic)$30.00
Statement Copy$5.00 / Copy
Bad Address$8.00 / Item Returned
Skip Payment Fee$30.00
Checking Accounts
Courtesy Pay$30.00 / Item Cleared
POS TransactionsUnlimited
Temporary Check Sheet$3.00
ATM Withdrawals (after 3 per month)$3.00 / Transaction
Checkless Checking$5.00 / Month
Minimum Average Balance Not Met$12.00 / Month
Per Cleared Draft on Checkless Checking$0.50 / Item
Overdraft Transfer from shares$3 / Item Paid
Popmoney Standard$0.50 / Item Sent
Popmoney Overnight$0.85 / Item Sent
Paper Statements (Checking Accounts)$3.00 / Statement Cycle
Bill Payment $6.00 / Month
***** (Member Enrolled) Waived when more than 3 bills are paid
Check PrintingVaries Per Selection
Visa Debit Card
Card Replacement Fee$6.00
Expedited Delivery Fee$18.00
Christmas Club Account Fees
Early Withdrawal for Club Accounts$30.00/withdrawal
Other Service Fees
Account Activity Printout$2.00 / Printout
Account Reconciliation/Research$20.00 / Hour**
** $10.00 minimum charge
Photocopy/Loan Doc Printing$1.00 Page
Returned Payment or Deposit$30.00 / Item
Dormant Account$5/month after first year of dormancy
Inactive Account$2.00 / Year after 1 year
Escheat Service$60.00
Legal Process$60/item
***** Levy, Garnishment, or other legal process whether or not funds are collected
Sub-Par Share Balance$5/month
Loan Documentation$30/loan
Web Envelope Re-Send$5/borrower
***** After 2 sends
Collection Items$15/item
FedEx Standard$12.00
FedEx Weekend or Priority$18.00